If you have multiple ongoing loans and are facing a high debt-to-income ratio, you might consider credit consolidation. No matter the nature of your loans (mortgage-related, for personal needs, or consumer type), you can always opt for credit consolidation.
First of all, when an individual wants to pursue one of their personal projects, such as going on a trip, redecorating their home, getting married, or organizing a reception. Or simply for personal enjoyment, they have the option to access what is called a personal loan. This latter can be obtained from banks as well as from specialized financial institutions. The market is very competitive, which is beneficial for the applicant. This allows them to compare and thus access the best available offers. In addition, it should be noted that a simulation of this personal loan can often be done online.
Koen Geens, the Minister of Justice, has announced his intention to make collective debt settlement a competence of the peace courts. Explanation follows.
Home renovation loans are designed for anyone looking to undertake construction, renovation, or any type of real estate-related project. It is a type of loan granted by a specific entity, typically a bank or financial institution, at variable rates with diverse repayment amounts depending on the circumstances of the loan. Various home renovation loan options may be available to you. Home Renovation Loans Explained:
An installment loan involves the responsibility of the borrower and, like any loan, must be fully repaid. Therefore, it is crucial that the loan sought perfectly matches your personal financial situation. In other words, the credit obtained should be repaid without compromising your financial balance. It is thus imperative to carry out a loan simulation. This means calculating your installment loan to avoid unpleasant surprises when paying your installments. The simulation serves this purpose by allowing you to choose a solution tailored to your profile. How can one calculate an installment loan in Belgium? This article aims to answer this crucial question.
The Economic Inspection service of the FPS Economy, which oversees Consumer Credit in Belgium, has just released its 2017 annual report. Key insights below.
Loan consolidation involves combining some or all of your loans into a single staggered credit. These consolidated loans are indeed purchased by a bank or another credit organization. A closer look at loan consolidation.
Every year, during the auto and motorcycle show held in Brussels, online banks and other credit institutions unveil their promotional rates for personal loans intended for the purchase of vehicles. The auto loan war is a real battle among the market players, occurring each January, with each competitor often retaliating with hard-hitting offers.
Do you reside in Wallonia? Are you planning to undertake renovation work in your home? Good news: the amount of certain renovation grants is about to triple, or even quadruple very soon! Credafin explains it all to you.
In Belgium, there are various consumer credit formulas that are not always easy to differentiate. Here is the guide.
Your Personal Loan Simulation Explained
How to Renegotiate Your Personal Loan?
How Much Can I Borrow with a Personal Loan?
Personal Loan When Married: A Closer Look at Personal Credit in Belgium
Which Personal Loan to Choose?
How to Calculate Personal Loan Interest?
How Much Can I Borrow Personal Loan?