While convenient in our daily lives or during a trip, credit cards can become very costly when used for making purchases on credit…
Tout savoir sur les prêts et les crédits en ligne en Belgique
Have you heard the term “credit consolidation” multiple times? Are you unsure what this process entails? Credafin is here to explain everything you need to know! Here’s the credit consolidation explained.
Any clause allowing the lender to unilaterally change the terms of the credit agreement is generally prohibited. However, there are two possible exceptions to this rule:
The credit consolidation process is increasingly popular today. Also known as debt restructuring or debt buyback, or simply debt consolidation, it gained popularity due to the widespread availability and usage of consumer loans. Discover the specialization of credit consolidation!
Also known as a “amortizing loan“, the installment loan is a flexible financing solution that allows you to cover unexpected expenses without having to dip into your personal funds available in a savings account.
2018 marks the arrival of a change in car loans. A change that should delight all buyers of a new car, or a used one less than 3 years old. Indeed, CBC bank now offers a car loan rate of 0.85%, unprecedented on Belgian soil. And it seems that other banks have decided to follow suit as they are now announcing the same rate… More details.
The installment loan is the perfect credit option to help you achieve your projects. However, each financial institution comes with its own set of advantages and disadvantages, which you need to decipher to secure a loan at a preferential rate. Let Credafin assist you!
Life’s unpredictabilities, such as losing a job, can make it particularly challenging to meet the repayment schedules of our various loans. In Belgium, the number of people unable to repay their loans due to financial difficulties is relatively high.
Simulate your loan consolidation
Indeed, statistics from the Central Credit Register of the National Bank of Belgium reveal that nearly 370,000 people face such challenges. In this regard, loan consolidation proves to be an especially effective solution for getting out of such predicaments. But how does a loan consolidation work? What are its advantages? How can you benefit from the best interest rates on the market? These are some of the questions this article aims to answer as clearly as possible.
Looking to buy a new vehicle? More interested in a used car? Seeking an effective financing method? Car loans are very popular among Belgians. With relatively simple procedures, quick fund disbursement, and payment flexibility: here’s an overview of the much-acclaimed car loan, favored by consumers.
According to the conclusions of a recent study by the National Bank of Belgium (NBB), the allocation of bank credits excessively benefits less performing companies to the detriment of the most productive firms, despite the latter’s significance in the national economy.
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