Concluding a credit contract is not a trivial act. Credafin informs and warns you through the following lines.
Tout savoir sur les prêts et les crédits en ligne en Belgique
Do you want to know in detail the duties that fall upon you (without forgetting your rights) when applying for a credit? More information in this article.
In Belgium and elsewhere, due to the crisis, numerous households find themselves in a situation of over-indebtedness. Over-indebtedness: what are the consequences? What differentiates indebtedness from over-indebtedness? When should one consider themselves as ‘over-indebted’? Credafin tells you everything.
Personal loans are generally granted only upon presentation of the required proof. However, some borrowers are unfortunately unable to present these documents, often due to circumstances beyond their control. Thankfully, it is still possible to obtain a personal loan without proof. Sometimes, it’s even possible without holding Belgian nationality!
When you take out a personal loan, you benefit from a cooling-off period after signing a credit agreement of 14 days. During this time, you can cancel the loan without justification.
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