Conducting a credit consolidation is a frequently used method to ease monthly payments. In Belgium, it is primarily used to help borrowers avoid banking restrictions that could severely impact them. What exactly are the consequences of this situation? The prohibition on using bank cards and checkbooks. The inability to request traditional credits such as revolving credits or personal loans without documentation. However, these are not the only reasons for opting for credit consolidation. So, why opt for credit consolidation?
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Do you want to purchase a home or carry out renovations in your own? Don’t have the necessary funds? Then you’ll need to take out a mortgage. A mortgage, also known as a home loan, can come in different forms. It’s up to you to choose the one that best fits your needs and budget. We’re here to help you see things more clearly.
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Consumer credit, personal loan, and credit consolidation in Belgium: beware of scams and learn how to differentiate between good and bad lenders! The Financial Services and Markets Authority (FSMA) has issued a warning against the rise of fake initiatives. Whether by email or via social networks emanating from fraudulent lending organizations.
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What lies behind the term “consumer credit”? Let’s delve deeper…
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Are you experiencing difficulties in repaying your credit? Credafin provides information on the different solutions and options available to you.
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Are Belgians heavy borrowers? What is the total number of consumer credits currently active in our flat country? What about mortgage credits? What is the percentage of defaulted credits? Let’s learn more about the position of Belgians in terms of credit!
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Europeans are increasingly turning to consumer credit. Here are the latest figures.
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Within the framework of a personal loan or a credit consolidation, the lender is required to advise you. If they refuse, or do not do it correctly, their responsibility may be engaged. Explanation.
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The advent of the internet has revolutionized norms. Some actions, unimaginable just yesterday, are now part of our daily life. The internet has also played a role in modernizing the world of credit. Concluding a credit contract: discover the explanations!
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This is a common question among individuals looking to take out a personal loan with their chosen institution. Here’s the answer.
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