A survey conducted at the request of Wikifin, in collaboration with L’Écho, Radio 2, and Bel RTL, provides insights into the credit behavior of Belgians. Analysis on the average monthly repayment.
Tout savoir sur les prêts et les crédits en ligne en Belgique
Very few people know this, but thanks to the interest on a loan, it is entirely possible to reduce, or even cancel, the real estate income you declare each year. Let’s explore which loans are applicable.
The Credit Registry for Individuals has recently released the credit figures for February 2018. How many consumer credits are currently active? What about mortgage loans? How has the over-indebtedness rate changed compared to February 2017? Credafin tells you more.
The month of December is synonymous with a lot of expenses, whether it’s for celebrating St. Nicholas, buying Christmas gifts, making pension contributions, or going on vacation. Many consumers turn to a personal loan or a debt consolidation to finance these expenses. How do you calculate the net amount of your thirteenth month? Lire plus »
Just like with a mortgage, you have the option to refinance a personal loan. However, this practice is not encouraged by banks. So, is refinancing a personal loan really beneficial for you?
What is an assigned credit?
Assigned credit is a form of consumer loan designed to allow the borrower to purchase a specific item, such as a car, household appliance, etc. It can also be used for specific services, such as home renovation work.
Simulate your personal loan Lire plus »
A credit consolidation helps reduce the monthly repayment amounts that need to be paid each month.
If you’ve already had to resort to a loan buyback or consolidation, you generally need to wait about 6 months before you can take out this type of loan again. How many credit buybacks can you do?
If you have taken out one or more loans and are struggling to repay them, loan consolidation could be a solution. Simulate your loan consolidation Lire plus »
In general, the majority of credit institutions offer credit consolidation. Most of these entities do not provide the option to perform an online simulation. But which bank for credit consolidation?
