{"id":6845,"date":"2026-04-13T20:44:44","date_gmt":"2026-04-13T19:44:44","guid":{"rendered":"https:\/\/www.credafin.be\/borrow\/credit-registry-for-individuals-latest-credit-figures"},"modified":"2026-04-13T20:44:44","modified_gmt":"2026-04-13T19:44:44","slug":"credit-registry-for-individuals-latest-credit-figures","status":"publish","type":"post","link":"https:\/\/www.credafin.be\/en\/borrow\/credit-registry-for-individuals-latest-credit-figures","title":{"rendered":"Credit Registry for Individuals: Latest Credit Figures"},"content":{"rendered":"<p style=\"text-align: justify\"><strong>The Credit Registry for Individuals has recently released the credit figures for February 2018. How many consumer credits are currently active? What about mortgage loans? How has the over-indebtedness rate changed compared to February 2017? <a href=\"https:\/\/www.credafin.be\/en\">Credafin<\/a> tells you more.\u00a0\u00a0<\/strong><\/p>\n<p><!--more--><\/p>\n<h2>Credit Registry for Individuals: Missions<\/h2>\n<p style=\"text-align: justify\">As you might already know, the <a href=\"https:\/\/www.nbb.be\/en\/centrales-des-credits\/la-centrale-des-credits-aux-particuliers\"><strong>Credit Registry for Individuals<\/strong><\/a> primarily aims to <strong>record<\/strong> and <strong>analyze<\/strong> all information related to <strong>mortgage loans<\/strong> and <strong>consumer credits<\/strong> taken out by <strong>natural persons<\/strong> for <strong>private purposes<\/strong>, as opposed to the <a href=\"https:\/\/www.nbb.be\/en\/centrales-des-credits\/la-centrale-des-credits-aux-entreprises\"><strong>Credit Registry for Businesses<\/strong><\/a>, which handles the <strong>professional<\/strong> side of things.<\/p>\n<p style=\"text-align: justify\">Through this exercise, the Credit Registry for Individuals aims to <strong><a href=\"https:\/\/www.credafin.be\/en\/credit-consolidation\/everything-you-need-to-know-about-over-indebtedness\">prevent household over-indebtedness<\/a>\u00a0<\/strong>by communicating the various data collected to the <strong><a href=\"https:\/\/www.nbb.be\/en\">National Bank of Belgium<\/a><\/strong> or <strong>NBB<\/strong>.<\/p>\n<h2 style=\"text-align: justify\">Credit Registry for Individuals: Latest Figures<\/h2>\n<p style=\"text-align: justify\">As of the end of February 2018, the <strong>number of borrowers<\/strong> stood at exactly <strong>6,275,085 units<\/strong> (3,600,004 in Flanders, 2,030,347 in Wallonia, and 2,030,347 in Brussels Capital). Nearly 6.3 million people held at least one ongoing credit. For the same period the previous year, this number was 6,266,541. Over a year, the number of borrowers has remained relatively stable (+0.1%). However, what has decreased is the number of borrowers holding at least one defaulted credit: they numbered 369,723 in February 2017, but today they are &#8220;only&#8221; 362,745, marking a decrease of 1.9%.<\/p>\n<p style=\"text-align: justify\">Currently, <strong>11,263,145 credits are in progress<\/strong>, 0.5% less than in 2017 (11,325,310). While the number of consumer credits has dropped (8,181,575 today compared to 8,349,432 last year, a decrease of 2%), the number of mortgage loans has increased by 3.6%. They numbered 2,975,878 in February 2017, now rising to 3,081,570.<\/p>\n<p>The current situation, therefore, appears to be relatively stable in light of the aforementioned figures.<\/p>\n<p>For more information: <a href=\"https:\/\/www.nbb.be\/doc\/cr\/ccp\/publications\/kerncijfers_ckp_fr.pdf\"> www.nbb.be<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Explore the latest figures from the Credit Registry for Individuals and learn how they impact your finances\u2014click to see what&#8217;s new!<\/p>\n","protected":false},"author":22,"featured_media":4453,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Credit Registry for Individuals","_yoast_wpseo_title":"Credit Registry for Individuals: Key Insights & Benefits","_yoast_wpseo_metadesc":"Dive into the latest insights from the Credit Registry for Individuals and discover how they shape your finances. Read more now!","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"https:\/\/www.credafin.be\/en\/borrow\/credit-registry-for-individuals-latest-credit-figures","_yoast_wpseo_focuskw_text":"Credit Registry for Individuals","_yoast_wpseo_schema":"Article","footnotes":""},"categories":[68],"tags":[],"class_list":["post-6845","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-borrow"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credit Registry for Individuals: Key Insights &amp; Benefits<\/title>\n<meta name=\"description\" content=\"Dive into the latest insights from the Credit Registry for Individuals and discover how they shape your finances. 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