{"id":6776,"date":"2026-04-06T20:01:45","date_gmt":"2026-04-06T19:01:45","guid":{"rendered":"https:\/\/www.credafin.be\/car-loan\/the-auto-loan-war-among-major-banks-in-belgium"},"modified":"2026-04-06T20:01:45","modified_gmt":"2026-04-06T19:01:45","slug":"the-auto-loan-war-among-major-banks-in-belgium","status":"publish","type":"post","link":"https:\/\/www.credafin.be\/en\/car-loan\/the-auto-loan-war-among-major-banks-in-belgium","title":{"rendered":"The Auto Loan War Among Major Banks in Belgium"},"content":{"rendered":"

Every year, during the auto and motorcycle show held in Brussels, online banks and other credit institutions unveil their promotional rates for personal loans<\/a> intended for the purchase of vehicles<\/a>. The auto loan war is a real battle among the market players, occurring each January, with each competitor often retaliating with hard-hitting offers.<\/strong><\/p>\n

<\/p>\n

Rates and the Auto Show<\/h2>\n

This year, the auto loan war has been declared. The lowest rates remain below 1%, as has been the case since January 2016 when the online bank Beobank crossed the Rubicon by offering a personal loan at an exceptional rate of 0.99%. Last year, Beobank still dominated the auto loan market by offering a rate of 0.89%, setting a record that was broken two consecutive years.<\/p>\n

A Fierce Competition, the Auto Loan War!<\/h2>\n

Last week, three competitors stood out by offering promotional auto loan rates of 0.85%. The record was thus broken, collectively held by Belfius, KBC, and ING. However, the endurance and aggressiveness of the online bank were underestimated as it announced its rate for this 96th auto show on Friday, January 12.<\/p>\n

Once again, Beobank breaks all records, taking the lead in this race with a rate of 0.65%. This is unprecedented for a personal auto loan, and it clearly demonstrates the bank’s desire to maintain leadership in the auto loan market while also gaining a lot of publicity from the media coverage of this prestigious show.<\/p>\n

It should be noted that the rate of 0.85% offered by Belfius is only applicable to eco-friendly cars. For a traditional vehicle, the rate is 0.95%. Similarly, BNP offers 0.90%, but only for eco-friendly vehicles; otherwise, the personal loan rate is 1.3%\u2014exactly twice the best rate of this year. Simulate your auto loan online<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Discover the fierce auto loan war in Belgium\u2014click now to grab unbeatable deals!<\/p>\n","protected":false},"author":22,"featured_media":4477,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"auto loan","_yoast_wpseo_title":"The Auto Loan War Among Major Banks in Belgium | Credafin","_yoast_wpseo_metadesc":"Banks battle for the best auto loan rates in Belgium\u2014compare, save, and apply now!","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"https:\/\/www.credafin.be\/en\/car-loan\/the-auto-loan-war-among-major-banks-in-belgium","_yoast_wpseo_focuskw_text":"auto loan","_yoast_wpseo_schema":"Article","footnotes":""},"categories":[65],"tags":[],"class_list":["post-6776","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-loan"],"yoast_head":"\nThe Auto Loan War Among Major Banks in Belgium | 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