{"id":6773,"date":"2026-04-06T16:22:46","date_gmt":"2026-04-06T15:22:46","guid":{"rendered":"https:\/\/www.credafin.be\/borrow\/2017-the-percentage-of-defaulting-borrowers-in-belgium-decreases"},"modified":"2026-04-06T16:22:46","modified_gmt":"2026-04-06T15:22:46","slug":"2017-the-percentage-of-defaulting-borrowers-in-belgium-decreases","status":"publish","type":"post","link":"https:\/\/www.credafin.be\/en\/borrow\/2017-the-percentage-of-defaulting-borrowers-in-belgium-decreases","title":{"rendered":"2017: The Percentage of Defaulting Borrowers in Belgium Decreases"},"content":{"rendered":"<p style=\"text-align: justify\"><strong>For the first time in ten years, the percentage of defaulting borrowers in Belgium has decreased. A closer look at the latest figures.<\/strong><\/p>\n<p style=\"text-align: justify\"><!--more--><\/p>\n<p style=\"text-align: justify\">The <a href=\"https:\/\/www.nbb.be\/fr\/centrales-des-credits\/la-centrale-des-credits-aux-particuliers\">Central Credit Register for Individuals<\/a> (CCP) of the <a href=\"https:\/\/www.nbb.be\/fr\">National Bank of Belgium<\/a> (NBB) brings us good news: the number of defaulting borrowers in Belgium is decreasing. This information is particularly encouraging as statistics had been on the rise for more than 10 years.<\/p>\n<h2>Figures and Statistics<\/h2>\n<p style=\"text-align: justify\"><span>While there were over <strong>370,000<\/strong> in 2016, Belgians classified as &#8220;defaulting&#8221; borrowers were reduced to &#8220;only&#8221; <strong>363,573<\/strong> by the end of 2017. <\/span><\/p>\n<p style=\"text-align: justify\"><span>Although the trend is positive, it would be inappropriate to rejoice prematurely. As mentioned earlier, figures had continuously increased from 2007 to 2016: <\/span>279,429 in 2007, surpassing 300,000 in 2009, more than 350,000 in 2014, reaching the record number of 370,701 in 2016.<\/p>\n<p style=\"text-align: justify\">It should nonetheless be highlighted that the number of defaulting borrowers decreased across the three regions (-617 between 2016 and 2017 in the Brussels region, -3,591 in the Flemish region, and -4,677 in the Walloon region) and that all types of credit were affected (whether mortgage loans, lines of credit, or installment sales and loans).<\/p>\n<p style=\"text-align: justify\"><span>Economist Auguste Debroise commented on the matter to Trends Tendance:<\/span><\/p>\n<blockquote>\n<p style=\"text-align: justify\"><span><em>&#8220;Of the 363,573 people in default, 343,488 are behind on consumer credit, 41,433 are in default on their mortgage, (&#8230;) and some people are defaulting on both&#8221;<\/em>.<\/span><\/p>\n<\/blockquote>\n<h2 style=\"text-align: justify\">Encouraging Figures?<\/h2>\n<p style=\"text-align: justify\">This development, as explained by the <a href=\"https:\/\/observatoire-credit.be\/fr\">Credit and Debt Observatory<\/a>, can partly be attributed to the <strong>relatively favorable economic climate<\/strong> currently in Belgium.<\/p>\n<p style=\"text-align: justify\">We can only hope that the trend continues in the same direction in the months and years to come&#8230;<\/p>\n<p style=\"text-align: justify\">Are you in a situation of over-indebtedness? Are you behind on one or more loans? <a href=\"https:\/\/www.credafin.be\/en\/debt-consolidation\">Credit consolidation could be the solution<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Discover how defaulting borrowers in Belgium see improvement\u2014click to explore your consolidation options now!<\/p>\n","protected":false},"author":22,"featured_media":4464,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"defaulting borrowers in Belgium","_yoast_wpseo_title":"2017: The Percentage of Defaulting Borrowers in Belgium Decreases | Credafin","_yoast_wpseo_metadesc":"Discover how defaulting borrowers in Belgium are decreasing and find a debt consolidation path that suits you\u2014start taking control now!","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"https:\/\/www.credafin.be\/en\/borrow\/2017-the-percentage-of-defaulting-borrowers-in-belgium-decreases","_yoast_wpseo_focuskw_text":"defaulting borrowers in Belgium","_yoast_wpseo_schema":"Article","footnotes":""},"categories":[68],"tags":[],"class_list":["post-6773","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-borrow"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>2017: The Percentage of Defaulting Borrowers in Belgium Decreases | Credafin<\/title>\n<meta name=\"description\" content=\"Discover how defaulting borrowers in Belgium are decreasing and find a debt consolidation path that suits you\u2014start taking control now!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, 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