{"id":6769,"date":"2026-04-06T14:08:22","date_gmt":"2026-04-06T13:08:22","guid":{"rendered":"https:\/\/www.credafin.be\/borrow\/mifid-protects-belgian-investors"},"modified":"2026-04-06T14:08:22","modified_gmt":"2026-04-06T13:08:22","slug":"mifid-protects-belgian-investors","status":"publish","type":"post","link":"https:\/\/www.credafin.be\/en\/borrow\/mifid-protects-belgian-investors","title":{"rendered":"MiFID Protects Belgian Investors"},"content":{"rendered":"<p style=\"text-align: justify\"><strong>Do you want to learn more about the MiFID directive? Are you curious about what it entails, its purpose, or how it affects you? <a href=\"https:\/\/credafin.be\" data-internallinksmanager029f6b8e52c=\"1\" title=\"test\">Credafin<\/a>, the personal loan specialist, tells you more.<\/strong><\/p>\n<p style=\"text-align: justify\"><!--more--><\/p>\n<h2 style=\"text-align: justify\">MiFID: Definition<\/h2>\n<p style=\"text-align: justify\"><strong>MiFID<\/strong> stands for <strong>Markets in Financial Instruments Directive<\/strong>.<\/p>\n<p style=\"text-align: justify\">MiFID was established in <strong>2007<\/strong>. Initiated by the <a href=\"https:\/\/europa.eu\/european-union\/index_en\"><strong>European Union<\/strong><\/a>, this directive primarily aims to, as explained by the <span><strong><a href=\"https:\/\/www.fsma.be\/en\">FSMA<\/a><\/strong><\/span>: <\/p>\n<blockquote><p><em>&#8220;regulate investment services in the field of financial instruments provided by investment firms and the operation of traditional stock exchanges and other trading platforms.&#8221;<\/em><\/p><\/blockquote>\n<h2 style=\"text-align: justify\">MiFID, In Plain Terms<\/h2>\n<p style=\"text-align: justify\">In other words, the main mission of MiFID is to <em>&#8220;harmonize investor protection across Europe.&#8221;<\/em><\/p>\n<p style=\"text-align: justify\">MiFID requires financial companies to adhere to <strong>three principles<\/strong>:<\/p>\n<ul style=\"text-align: justify\">\n<li><strong>Act in the client&#8217;s best interest;<\/strong><\/li>\n<li><strong>Provide information as clearly as possible;<\/strong><\/li>\n<li><strong>Take into account each individual case.<\/strong><\/li>\n<\/ul>\n<p style=\"text-align: justify\">Thus, MiFID works in the consumer&#8217;s interest, allowing to <strong>counter<\/strong> <strong>fraudulent<\/strong> or <strong>dishonest practices<\/strong>.<\/p>\n<p style=\"text-align: justify\">In practice, it obliges financial institutions to verify consumers&#8217; understanding of the products (stocks, bonds, investment funds, etc.) they wish to subscribe to and limits proposals based on this knowledge. They are also obligated to verify the suitability between the desired product and the pursued goal. By complying with the MiFID directive, financial institutions must also be transparent.<\/p>\n<h2 style=\"text-align: justify\">MiFID II<\/h2>\n<p style=\"text-align: justify\"><strong>MiFID II<\/strong>, the second version of MiFID, came into effect on <strong>January 3, 2018<\/strong>. It strengthens the foundations established in the previous directive, fills in gaps, and is more demanding than MiFID I.<\/p>\n<p style=\"text-align: justify\">In summary, we can say that MiFID II should enable consumers to engage with better knowledge and, therefore, better protection of their investments.<\/p>\n<p style=\"text-align: justify\">To learn more: <a href=\"https:\/\/www.febelfin.be\/en\/dossiers\/mifid-you-want-invest-your-money-you-should-consider-regulation\">www.febelfin.be<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Discover how MiFID makes investing safer in Belgium\u2014click now to learn more!<\/p>\n","protected":false},"author":22,"featured_media":4459,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"MiFID","_yoast_wpseo_title":"MiFID Protects Belgian Investors | Credafin","_yoast_wpseo_metadesc":"Explore how MiFID protects Belgian investors and secure your finances\u2014start reading now!","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"https:\/\/www.credafin.be\/en\/borrow\/mifid-protects-belgian-investors","_yoast_wpseo_focuskw_text":"MiFID","_yoast_wpseo_schema":"Article","footnotes":""},"categories":[68],"tags":[],"class_list":["post-6769","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-borrow"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>MiFID Protects Belgian Investors | Credafin<\/title>\n<meta name=\"description\" content=\"Explore how MiFID protects Belgian investors and secure your finances\u2014start reading now!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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