{"id":6747,"date":"2026-05-05T00:11:52","date_gmt":"2026-05-04T23:11:52","guid":{"rendered":"https:\/\/www.credafin.be\/personal-loan\/personal-loan-how-long-to-unlock-the-funds"},"modified":"2026-05-05T00:11:52","modified_gmt":"2026-05-04T23:11:52","slug":"personal-loan-how-long-to-unlock-the-funds","status":"publish","type":"post","link":"https:\/\/www.credafin.be\/en\/personal-loan\/personal-loan-how-long-to-unlock-the-funds","title":{"rendered":"Personal Loan: How Long to Unlock the Funds?"},"content":{"rendered":"<p>When you apply for a loan and it gets approved, the next step is receiving the money. But how long does it take to release the funds?<a class=\"btn btn-danger\" href=\"https:\/\/www.credafin.be\/en\/personal-loan\">Simulate your personal loan<\/a><!--more--><\/p>\n<h2>How Long to Unlock Personal Loan Funds?<\/h2>\n<p>In the case of a personal loan, time is often of the essence. However, there is no mandatory fixed timeframe. Some loans are granted faster than others, depending on both the loan amount and the type of loan, although the latter is usually the main factor. These timeframes also vary from one financial institution to another. If it\u2019s a <a href=\"https:\/\/www.credafin.be\/en\/personal-loan\">classic personal loan<\/a>, nearly all credit institutions take between 24 and 48 hours after signing the contract to transfer the money into your account. Finally, here are the average timeframes observed for receiving money for other types of loans:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.credafin.be\/en\/car-loan\">For a car loan<\/a>: 8 to 15 days.<\/li>\n<li>For a mortgage: 6 to 8 weeks.<\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/work-loan\">For a home improvement loan<\/a>: 48 to 72 hours.<\/li>\n<\/ul>\n<h2><b>Find the frequently asked questions below:<\/b><\/h2>\n<p><span><ul>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/how-much-can-i-borrow-for-a-personal-loan-2\">How much can I borrow for a personal loan?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/how-to-obtain-a-personal-loan\">How to get a personal loan?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/how-to-calculate-personal-loan-interest\">How to calculate personal loan interest?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/which-personal-loan-to-choose\">Which personal loan should I choose?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/what-reasons-are-there-for-a-personal-loan\">What reasons are there for a personal loan?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/what-reasons-are-there-for-a-personal-loan\">Personal loan when you&#8217;re married: Focus on personal credit in Belgium<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/how-much-can-i-borrow-with-a-personal-loan\">How much can I borrow with a personal loan?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/how-to-renegotiate-your-personal-loan\">How to renegotiate your personal loan?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/borrow\/what-documents-are-required-to-apply-for-a-loan\">What documents are needed to apply for a loan?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/borrow\/what-documents-are-required-to-apply-for-a-loan\">Who lends money easily?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/what-loan-for-buying-a-parking-space\">What loan for buying a parking space?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/home-renovation-loan\/what-loan-for-home-renovations\">Which loan to choose for home renovations?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/personal-loan-how-long-to-unlock-the-funds\">How long does it take to release the funds for a personal loan?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/how-to-get-a-personal-loan\">How to obtain a personal loan?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/what-loan-for-what-salary\">What loan can I get for my salary?<\/a><\/li>\n<li><a href=\"https:\/\/www.credafin.be\/en\/personal-loan\/what-loan-for-a-pool\">What loan do I need for a swimming pool?<\/a><\/li>\n<\/ul>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Get your personal loan unlocked in no time\u2014act now for a faster payout!<\/p>\n","protected":false},"author":22,"featured_media":4897,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"personal loan","_yoast_wpseo_title":"Personal Loan: Unlock Funds Fast & Secure Now","_yoast_wpseo_metadesc":"Find out how quickly you can unlock your personal loan funds and get started today\u2014apply now!","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"https:\/\/www.credafin.be\/en\/personal-loan\/personal-loan-how-long-to-unlock-the-funds","_yoast_wpseo_focuskw_text":"personal loan","_yoast_wpseo_schema":"Article","footnotes":""},"categories":[70],"tags":[34,77],"class_list":["post-6747","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loan","tag-faq","tag-faq-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin 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